Apple Pay

Mobile payment and digital wallet

Last Updated : 10th Aug 2021

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Installation Duration : 5 Business Days

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What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service specially designed for iOS users to make payments using their iPhone, iPad, or Apple Watch. It is a payment method on top of Stripe gateway.

People not having access to any of these devices cannot use Apple Pay.

Apple Pay supports payment schemes like: American Express, Visa, Mastercard, Discover, and more

It also supports country-specific domestic payment schemes like: UnionPay, JCB, EFTPOS, Girocard and more.

Why Choose Apple Pay?

  • Apple Pay uses a two-factor authentication process that makes transactions more secure and often fewer disputes.
  • It allows customers to store their billing and shipping address, email, and phone number.
  • The users can also validate a transaction using their Face ID OR Touch ID.
  • It uses an embedded secure element (eSE) to store payment data securely.

Best suited for

Apple Pay is best suited for admin’s who are comfortable working with iOS devices like iPhone, iPad, or Apple Watch. Also, people looking to add an extra layer of security for payments can go for this option as Apple Pay uses two-factor authentication using Face ID or Touch ID.

Frequently Asked Questions

What are the countries where Apple Pay works?

Apple Pay is available in Israel, Azerbaijan, Bahrain, the United Kingdom, Canada, Australia, Brazil, Mexico, Colombia, Costa Rica, the United Arab Emirates, Saudi Arabia, Qatar, Russia, Ukraine, Kazakhstan, China, New Zealand, Singapore, Hong Kong, Japan, Macau, Georgia, Belarus, Montenegro, Serbia, South Africa, and all countries in the European Economic Area.

What is the transaction fee charged by Apple Pay?

Apple Pay does not charge a fee for debit transactions though a rate of 3% applies to purchases made with credit cards.

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